A $1.2 billion Arizona CU that was on the brink at only 2.9% capital two years ago, has undergone an enormous transformation that places it at a 9.72% capital ratio today. It wasn't done without pain, however, and part of the secret was instituting a $3 monthly membership fee to help eliminate members who weren't using the credit union's services.Read more in Credit Union Journal - Arizona FCU Introduces Monthly Membership Fee
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