- Consumer Lending
- NCUA final rule on the agency’s Payday Alternative Loan (PAL) program;
- CFPB’s final rule delaying the short-term, small-dollar rule to November 2020;
- CFPB final rule on Regulation M exemption for consumer lease transactions; and
- CFPB final rule on Regulation Z exemptions from consumer credit transactions.
- Real Estate Lending
- NCUA final rule on real estate appraisals for non-residential real estate transactions;
- CFPB final rule updating Regulation Z thresholds for open-end and closed-end credit plans under the Truth in Lending Act;
- CFPB final rule updating Regulation Z exemption threshold for higher-priced mortgage loans;
- CFPB final rule on Home Mortgage Disclosure Act thresholds;
- NCUA final rule on private flood insurance; and
- Federal Housing Finance Agency final rule on uniform mortgage-backed securities.
- Deposit accounts
- Federal Reserve changes to dollar amounts under Regulation CC
- Operations
- NCUA final rule on regulations governing supervisory committee audits;
- Department of Labor final rule updating overtime earnings thresholds;
- NCUA final rule on fidelity bond coverage;
- NCUA final rule on federal credit union bylaws;
- CFPB interpretive rule on screening and training requirements for mortgage loan originators with temporary authority;
- Federal Reserve final rule amending Regulation D reserve requirement exemption amount and low reserve tranche;
- Federal Reserve final rule revising rate of interest paid on balances maintained to satisfy reserve requirements and rate of interest paid on excess balances at Federal Reserve Banks;
- Federal Reserve final rule amending Regulation A extensions of credit by Federal Reserve Banks to depository institutions; and
- NCUA final rule on public unit and nonmember shares.
- Other items covered include:
- The one-year delay of the current expected credit loss (CECL) standard; and
- The one-year delay of NCUA’s risk-based capital rule
That's All Folks!
3 years ago
0 comments:
Post a Comment